Carl is currently the Trade Finance Head for the Sub Sahara Africa Cluster and also double hats as the Trade Head for East Africa. Carl is located in Nairobi, Kenya leading a team of 18 Product Managers in 11 SSA countries with a direct P&L responsibility of generating 11MM and 14 MM in revenues respectively. He is also a member of the Wiseman Counsel in Kenya which advises the COO from time to time on pertinent issues relating to the business. Prior to joining CITI in 2014 , Carl has held several senior positions in a career spanning 18 years spanning with five leading Regional Banks across Africa, including most recently as at Standard Chartered Bank as Head of Structured Trade Solutions East Africa and Trade Finance Head at TDB a regional DFI as well as a stint as Corporate Banking Head at Standard Bank Africa. Carl is widely recognised as an industry expert in Sub Sahara Africa Trade Finance and is frequently requested to represent CITI as a thought leader and trusted advisor in in space at various regional for a including GTR , World Bank / IFC and other conferences focused on Trade Finance in Sub Sahara Africa. Carl has an Honours degree in Applied Accounting from Oxford Brookes University in the UK and is a Fellow of the Association of Chartered Certified Accountants ( F.C.C.A) and is a Certified Trade Finance Professional.